Players Are Stupid
Lost his fortune due to gambling.
STR13 DEX10 CON13 INT10 WIS10 CHA10
Yimkral came to Waterdeep in search of fortune but instead he lost his life saving due to gambling. He lost all of faith in people, life and religion after his gambling forced him out in the streets. He now spends his days on the streets protecting his own, which is a gamble in itself.